Fees

Our fees cover our bespoke, personalised services, to help you get the most out of your giving.

Account fees

For most Gift Accounts, account fees are calculated quarterly as a percentage of the account’s daily balance, as follows:

Gift Account balance (NZD)	Fee charged on balance
First $100,000	2.5% p.a.
Next $400,000 (up to $500k)	2% p.a.
Next $500,000 (up to $1m)	1.5% p.a.
Next $1,000,000 (up to $2m)	1% p.a.
Remainder over $2,000,000	0.5% p.a.

If a Gift Account gifts out more than 80% of what it receives in a given quarter or year, an account fee of 2.5% of all donations received applies instead. Our minimum annual account fee, regardless of gifts made, is $400 NZD.

If you fund your Gift Account through one of our international partners, a 1% flat fee is also deducted from your donation to cover receiving costs. Our usual fee for our partner fund service does not apply when funding a Gift Account, however the partner fund may charge a fee to cover their own costs, which will be deducted before we receive your funds.

Grantmaking fees

We conduct thorough due diligence on each gift request, to ensure that the recipient is charitable and that the gift will be used effectively. In some cases, a fee is charged for this service:

Fee type	Fee amount
Gifts to international or non-registered charities, or to charities requiring additional due diligence	$100 NZD per recipient, per year
Gifts from Gift Accounts with balances under $50,000 NZD	$50 NZD per gift request, waived for the first gift in each year

Additional services

Fee type	Fee amount
Collaborative fund online donation form, for receiving funds into your Gift Account from other donors	$100 NZD one-off
Bespoke collaborative fund web page, including donation form, for sharing your Gift Account’s story with the world	$250 NZD one-off
Staff time on bespoke research or philanthropic consulting projects – quotes to be given before commencing work	$150 NZD per hour

New Zealand Friends Funds

As a member of the Myriad Alliance, The Gift Trust operates New Zealand Friends Funds for international charities with New Zealand donors. The following fee structure applies to this service:

On portion of annual gifts (NZD)	Fee charged
First $150,000	5%
Next $600,000 (up to $750k)	3%
Next $750,000 (up to $1.5m)	1%
Remainder over $1,500,000	0.5%

A set-up fee also applies in some cases: $2,500 NZD if your organisation does not already have a Friends Fund with another Myriad member, or $800 NZD if your organisation has a Friends Fund with up to two other Myriad members.

U.S. partner funds

The Gift Trust operates partner funds with Every.org and Myriad USA, to facilitate tax-effective giving for U.S. donors to New Zealand charities. The following fee structure applies to this service:

Donation amount (NZD after conversion)	Fee charged
Up to $99,999	3%
$100,000 to $499,999	1%
Over $500,000	1%
Remainder over $1,500,000	0.5%

Our fee is deducted before the grant is made, or waived if a donation is intended for a Gift Collective project. Donations intended for a Gift Account are levied only a flat 1% fee.

Credit/debit card and cryptocurrency donations are also subject to a small additional fee charged by our U.S. partner, to cover their costs. Donations of non-liquid assets may also attract other fees.

More resources

Choosing how to give

Giving for impact

Guide to Gift Accounts

“The Gift Trust provides a personalised service for my plan to give, donate and support the causes that are important to me at a reasonable cost.”

— Gillian, Gift Trust donor

"The gift accounts offered by The Gift Trust are a good option for individuals or organisations wanting to consolidate their charitable giving. I encourage all financial advisers to consider this important development."

– Dr Rodger Spiller, Financial Adviser, Money Matters

“An area of importance to our clients is charitable giving. The Gift Trust offers an opportunity to streamline the gifting process, while adding increased confidence and transparency. It also provides robust due diligence of eligible charities and access to additional support services for clients with complex needs.”

— Philip Stevenson, Bloomsbury Associates. CEFEX Certified Investment Adviser

“We would like to recognise and offer thanks for the support we receive though The Gift Trust’s donation. An annual donation from one of your donors is one of the largest donations that Kaibosh receives each year and has been absolutely pivotal to our ability to operate with confidence and to expand our operation across the Hutt Valley. We are extremely thankful.”

— Matt Dagger, Kaibosh, Gift Trust grant recipient

“My gift account has made my giving easy. It lets me get straight to the fun and satisfying part of giving to the causes I care about, without the hassle.”

— Anake, Gift Trust donor

"The Gift Trust provides a flexible and robust structure, to support donors' charitable giving intentions, while still enabling them to have a say in the investment of donated funds."

– David Ireland, Partner, Dentons Kensington Swan

"A Gift Account with The Gift Trust is a great option as an alternative to setting up a charity or private foundation while still preserving clients' control over their giving."

– Steven Moe, Partner, Parry Field Lawyers

"The administration and ongoing compliance requirements involved in setting up a private charity can be onerous, and even risky. Setting up a Gift Account allows The Gift Trust to look after those requirements, and provide support that allows the donor to focus on what they really want to do with their gifts."

– Sue Barker, Sue Barker Charities Law

"The Gift Trust takes the guesswork out of giving. Having support with research and due diligence on donations ensures that funds are truly making the desired impact. It has been a real pleasure to work with The Gift Trust."

– Ben, Gift Account holder