Open Your Gift Account

Opening a Gift Account is simple. You choose the name, make your first contribution, and you’re ready to begin your giving journey. There’s no need to decide on your charities straight away – you can take time to plan and give when you’re ready.

Get Started

Make Your Initial Donation

Start your Gift Account with an initial donation of at least $1,000, or more if you want to recommend gifts or grow your balance right away.

Build Your Balance

Build up your Gift Account balance in the way that works best for you: a lump-sum donation, regular deposits, or occasional one-off donations. If your balance is at least $5,000, you can recommend gifts to charities.

Keep It Active

To stay open, your account needs at least $1,000 in donations in its first three months, and again each financial year. If your account balance is $20,000 or more at year end, this requirement is waived.

Adding Funds

You can make one-off or recurring contributions to your Gift Account anytime. If your account is public, you can invite friends, family, or your wider community to contribute alongside you, creating a collaborative approach to giving.

Invest Your Gift Account to Grow Your Giving

Gift Accounts with balances over $20,000 NZD attract investment growth, to increase your philanthropic impact. This growth is tax-free, helping your donations do more good over time. Choose from one of our investment options:

Investment Options

  • Term Deposits: The default option – guaranteed modest growth with minimal risk, ideal for short-to-medium-term giving.
  • Socially Responsible Investment (SRI) Funds: Diversified ethical portfolios designed for long-term growth, aligned with your values.
  • Adviser-Managed Portfolio: Work with your financial adviser to manage your Gift Account funds according to a personalised investment strategy, approved by The Gift Trust.

EXPLORE INVESTMENT OPTIONS

Tax Benefits

All donations to your Gift Account are eligible for New Zealand donation tax credits. You can choose to receive individual receipts for each donation or a single annual summary for easier record-keeping. For claiming credits, refer to Inland Revenue’s guidance or consult your tax adviser.

Start Your Philanthropic Journey

Start your Gift Account and begin making a meaningful impact with tax-effective giving that aligns with your values.

Open a Gift Account Today