Open Your Gift Account

Opening a Gift Account is simple. You choose the name, make your first contribution, and you’re ready to begin your giving journey. There’s no need to decide on your charities straight away – you can take time to plan and give when you’re ready.

Get Started

Start with $1,000

Open an account with a minimum of $1,000 NZD.

Build to $5,000

Your account must reach $5,000 before your first grant can be made (unless arranged otherwise).

Keep It Active

To stay open, your account needs at least $1,000 in donations in its first three months, and again each financial year. If your account balance is $20,000 or more at year end, this requirement is waived.

Adding Funds

You can make one-off or recurring contributions to your Gift Account anytime. If your account is public, you can invite friends, family, or your wider community to contribute alongside you, creating a collaborative approach to giving.

Invest Your Gift Account to Grow Your Giving

Once your Gift Account balance reaches $20,000 NZD, you can choose to invest your funds to increase your philanthropic impact. Investments grow tax-free until you are ready to make grants, giving your donations the potential to do more over time.

Investment Options

  • Term Deposits: Guaranteed, modest growth with minimal risk; ideal for short-to-medium-term giving.
  • Socially Responsible Investment (SRI) Funds: Diversified ethical portfolios designed for long-term growth, aligned with your values.
  • Adviser-Managed Portfolio: Work with your financial adviser to manage your Gift Account funds according to a personalised investment strategy, approved by The Gift Trust.

EXPLORE INVESTMENT OPTIONS

Tax Benefits

All donations to your Gift Account are eligible for New Zealand donation tax credits. You can choose to receive individual receipts for each donation or a single annual summary for easier record-keeping. For claiming credits, refer to Inland Revenue’s guidance or consult your tax adviser.

Start Your Philanthropic Journey

Start your Gift Account and begin making a meaningful impact with tax-effective giving that aligns with your values.

Open a Gift Account Today